No purchaser should rely upon representations other than those included in this contract.

Details of Participation:

This offer is limited to individual between the ages of 26 - 70 with annual household income of at least pf $40,000.00 . Attendance at a 90 minutes Westgate Resort sales presentation is required. If married, husband and wife must attend the sales presentation together. Failure to qualify and attend the sales presentation will result in a penalty of $100 per night per stay. All participant must check in at the VIP Welcome Center upon arrival and must present a major credit card and photo I.D. The standard package applies to parties of four in a hotel room or parties of 2-3 in a studio unit during value season. Rates are slightly higher during peak and holiday seasons. Accommodations provided by Central Florida Investments (CFI) and Westgate Resorts, Ltd. Alternate accommodations may be used if Westgate Resort is not available. All reservations are subject to availability and based on first come, first served basis . Cancellation of reservations must be made in writing within 30 days of arrival . Any date changes made within 7 days prior to arrival will be subject to a $50.00 processing fee. Date changes witthin 48 hours prior to arrival will be subject to a charge equal to one night's accommodations. Average retail value of this vacation package is between $99.00 and $200.00 per night. Taxes, gratuities, transportation and meals ares sole responsibility of traveler. Promotion is void where prohibited by law and where stat registration and/or licensing requeriments have not been met. This offer is non-transferable and is not valid in conjunction with any other promotion.. This offer not available to groups, current Westgate Resort owners, CFI or Westgate Resort employees and their immediate families, or persons who have toured a Westgate Resort property within the past six (6) months. Offer subject to change without notice. Travel must be completed within one year from date of purchase. Offer expires 12/31/06. "All packages are date certain with the understanding that the purchaser may change the original booking dates, and all travel must be completed within one year of purchase date."

Special Notices : The project is registered with the New Jersey Real Estate Commission . Registration does not constitute an endorsement of the merits or value of the project. Obtain and read the Public Offering Statement before signing anything . 96/4-81 . 98/4-862 , 00/7 - 103 , 00/13 - 003 , 02/38 - 010. Massachusetts Residents: The Westgate Lakes Resort has been registered with the Massachusetts board of registration of Real Estate Brokers and Salesmen. Reg. #F1149-01-01. Indiana Registration # : T.S. 99-1008. The complete offering terms of timeshare interest are available in the offering plan available from the sponsor developer.

This offer is not available to groups, family reunions (three or more families traveling together), current Westgate Resorts owners, CFI/Westgate Resorts employees and their immediate families. Persons who have toured the same Westgate Resort location within the last 12 months or that have participated in a Westgate Resorts' discounted promotional offer, requiring a tour, more than twice in their lifetime are subject to a surcharge.

This advertising material is being used for the purpose of soliciting sales of vacation ownership plans.